4.1 Cash and cash equivalents
CHF million | 31.3.2025 | 31.3.2024 | ||
Cash on hand | 1.6 | 1.2 | ||
Current bank accounts | 460.1 | 512.2 | ||
Term deposits | 225.2 | 0.2 | ||
Total | 686.9 | 513.6 |
Bank accounts and term deposits are mainly denominated in CHF, EUR and USD. The assessment on the credit risk related to cash and cash equivalents is disclosed in Note 4.7.
Accounting policies
Cash and cash equivalents includes cash on hand and cash at banks, bank overdrafts, term deposits and other short-term highly liquid investments with original maturities of three months or less. The consolidated cash flow statement summarizes the movements in cash and cash equivalents.